by Tom Moore | Feb 27, 2026 | Personal Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Indemnification clauses and insurance exposure go hand in hand. An indemnification clause shifts financial responsibility from one party to another, often...
by Tom Moore | Feb 20, 2026 | Personal Insurance, Small Business Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: When to separate personal and business insurance depends on whether your activities create business liability exposure. If you earn income, serve clients,...
by Tom Moore | Feb 18, 2026 | Home Insurance, Personal Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Yes, you can be sued if someone slips on your icy porch, especially if it appears you failed to take reasonable steps to address a known hazard. In...
by Tom Moore | Feb 11, 2026 | Personal Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: An auto insurance scam in Spokane can leave you legally uninsured even though you paid for a policy and received paperwork. These scams often involve fake...
by Tom Moore | Feb 6, 2026 | Personal Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: What does umbrella insurance cover? It provides extra liability protection when your auto, homeowners, or other personal policies hit their limits. For...
by Tom Moore | Feb 4, 2026 | Personal Insurance, Home Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Storm damage insurance in Spokane can protect you from wind, hail, fallen trees, and water damage, but only if your coverage matches real storm risks. Many...
