Your Vendor Got Hacked. Here’s Why You Still Have a Problem.

by Tom Moore | Apr 3, 2026 | Business Insurance, Small Business Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 4/03/2026 Key takeaway: A vendor cyber breach occurs when a third-party provider — your payroll platform, scheduling software, cloud storage service, or any outside vendor with...

Data Privacy Liability for Spokane Small Businesses Without a Tech Team

by Tom Moore | Mar 27, 2026 | Small Business Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355 Last reviewed: 3/27/2026 What Data Privacy Liability Actually Means for a Small BusinessYou’re Collecting More Data Than You ThinkWhy “We Don’t Have a Tech Team”...

Is Your Business Insurance Ready for AI Automation? Most Aren’t.

by Tom Moore | Mar 20, 2026 | Small Business Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Business insurance and AI automation risks are increasingly connected, and most small business policies in Spokane haven’t been updated to reflect...

Co-Branded Marketing Partnerships Have a Liability Gap Most Businesses Never See Coming

by Tom Moore | Mar 18, 2026 | Small Business Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/16/2026 Key takeaway: Co-branded marketing partnership liability refers to the legal and financial exposure that arises when two or more businesses jointly promote a product,...

Insurance Risks When Using White-Label Services

by Tom Moore | Mar 13, 2026 | Small Business Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Insurance risks when using white-label services start the moment you sell someone else’s work under your own brand. If the client sees your name on the...

How Additional Insured Endorsements Can Backfire

by Tom Moore | Mar 6, 2026 | Home Insurance, Business Insurance, Commercial Insurance, Small Business Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Additional insured endorsement risks arise when you extend your liability coverage to another person or organization. While common in contracts, these...