Pet Insurance in Spokane: When It Pays Off and When It Doesn’t

by Tom Moore | Jul 24, 2026 | Personal Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 7/24/2026 Key takeaway: Pet insurance is a financial product, not just a feel-good purchase and whether it makes sense depends entirely on your pet’s age, breed, health...

The Life Insurance Gap That Shows Up When One Spouse Stops Working

by Tom Moore | Jul 22, 2026 | Life Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 7/22/2026 Key takeaway: When one spouse leaves the workforce, most households have a life insurance gap on both sides of the equation — not just the one who stopped working. The...

Term vs. Whole Life Insurance for Spokane Families with a Mortgage

by Tom Moore | Jul 17, 2026 | Life Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 7/17/2026 Key takeaway: For most Spokane families with a mortgage and school-age kids, term life insurance is the right starting point — it covers the years when your income loss...

Why Your Boat Insurance May Not Cover You on Lake Coeur d’Alene

by Tom Moore | Jul 10, 2026 | Personal Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 7/10/2026 Key takeaway: Boat insurance on Lake Coeur d’Alene can leave Spokane boaters exposed in ways a standard policy won’t flag. Because Lake CDA sits in Idaho,...

Insuring an RV You Live In Part-Time: What “Full-Timer” Coverage Means and Who Needs It

by Tom Moore | Jul 3, 2026 | Personal Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 7/03/2026 Key takeaway: RV full-timer insurance is a specialized policy endorsement or coverage tier designed for people who use their RV as a primary or part-time residence, not...