Tailored Protection for Your Small Business

Guard Your Business: Spokane’s General Liability Insurance

Your Spokane Business Shield: Commercial General Liability Coverage

Commercial General Liability: The Spokane Small Business Essential

In Spokane, where small businesses form the backbone of the community, General Liability Insurance isn’t just a formality—it’s a necessity. 

Every Spokane business faces unique risks in its daily operations, and General Liability Insurance provides the necessary shield against many of these exposures. At All Lines Insurance, our Commercial General Liability policies are not optional; they are a vital part of your business’s protection strategy. We partner with a spectrum of highly rated carriers to offer tailored coverage that aligns with the nuanced risks of doing business in Washington and beyond.

What General Liability Insurance Covers

Bodily Injury Liability

Coverage for physical harm to a person at your place of business or as a result of your operations.

Property Damage

Protection if your business causes damage to someone else’s property.

Personal and Advertising Injury

 Coverage for offenses like slander, libel, and copyright infringement.

Liquor Liability

If applicable, coverage for bodily injury or property damage caused by someone who was served alcohol by your business.

Medical Payments

Payment for medical expenses if someone is injured on your property or by your products.

Non-owned or Hired Auto Liability:

If an employee has an accident while driving a personal vehicle for business purposes.

Defense Costs

Covers legal expenses for defending against claims and lawsuits, even if they are groundless.

Settlements and Judgments

Financial coverage for court-awarded settlements and judgments.

Products Liability

Protection in case your product causes harm or injury.

Independent Contractors Liability

Coverage for the actions of contractors and subcontractors you hire.

Completed Operations

Coverage for after a service is completed or a product is sold and in use.

Electronic Data Liability

Coverage for losses resulting from lost or corrupted electronic data.

Fire Legal Liability

Coverage for fire damage caused by negligence to a property you rent or occupy.

Custom Coverage for Spokane Business

Top Reasons to Choose All Lines for Your Liability Needs

Benefits of Choosing General Liability Insurance with All Lines Insurance

Diverse Coverage

Covering everything from litigation to settlements and injuries.

Tailored Policies

Custom-fit coverage that aligns with your specific business operations.

Trusted Carriers

Access to a range of highly rated insurance carriers known for reliability.

Local Expertise

Insights into Spokane’s business landscape for more relevant coverage.

Financial Security

Robust protection to help keep your business financially sound.

Risks of Not Choosing All Lines for your General Liability

Legal Exposure

Without CGL, one lawsuit could jeopardize your business.

Financial Hardship

The costs from a single claim could be crippling.

Operational Setbacks

A claim could distract and detract from day-to-day business.

Reputation Damage

Publicized incidents without coverage could harm your business reputation.

Missed Opportunities

Some clients and projects require proof of CGL for contracts.

We find the best Price and Coverage option for you with our 20+ carriers

Tailored Insurance Quotes

Start Protecting Your Business

Start Here
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Start Here

Submit Your Details

Filling out our quote form is the first step towards finding your ideal insurance solution. Simply provide us with some basic information, and you’re on your way. Our form is designed to be quick and easy, ensuring you can get started with minimal effort. At All Lines Insurance, we value your time and are committed to starting your insurance journey smoothly.
Personalized Attention
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Personalized Attention

Understanding Your Needs

After you reach out, our dedicated agents will review your inquiry to understand your unique situation. We believe in the power of personal connection, so we’ll schedule a call or a meeting at your convenience. This step is about getting to know you and your insurance needs in depth.
Customized Options
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Customized Options

Your Choices

After our review, we’ll present you with options tailored to your requirements. We believe in providing you with choices that align with your lifestyle, budget, and needs. You can expect clear, concise information and guidance to help you make the best decision. With All Lines Insurance, it’s not just about selling a policy; it’s about finding your perfect insurance fit.

"agents who will fight for you"

Great place to do business with they handle my commercial and personal and the level of customer service is unheard of these days anymore. If you want the best customer ...
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Brett Chauncey

"agents who will fight for you"

Great place to do business with they handle my commercial and personal and the level of customer service is unheard of these days anymore. If you want the best customer service and have a agent who will fight for you to get the lowest price give them a call, Lori handles my personal and Katierra handles the commercial great group of people and I look forward to many years of business with this company.
Brett Chauncey

"absolutely the best at what they do."

All Lines Insurance is absolutely the best at what they do. Trustworthy, professional and dependable. Everything you can ask from an insurance broker. Thank you Cameron and the Team! ...
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Daniel Seong

"absolutely the best at what they do."

All Lines Insurance is absolutely the best at what they do. Trustworthy, professional and dependable. Everything you can ask from an insurance broker. Thank you Cameron and the Team! Highly recommend!
Daniel Seong

"Above and beyond, friendly, and thorough service"

I've been amazed by the excellent customer service! My husband and I started getting quotes elsewhere after a bad experience with our previous insurance company. Kristi was on the ...
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Miriah Calligan

"Above and beyond, friendly, and thorough service"

I've been amazed by the excellent customer service! My husband and I started getting quotes elsewhere after a bad experience with our previous insurance company. Kristi was on the ball, so quick to respond, empathetic about our situation, and she even figured out our prior insurance was not done accurately, meaning if we had an accident previously, we would've been liable for the damages out of pocket! Such above and beyond, friendly, and thorough service. Can't recommend Kristi and All Lines Insurance enough!
Miriah Calligan

"All Lines helped my family tremendously"

All Lines Insurance has helped my family tremendously. We were getting bullied by an insurance company, but All Lines Insurance was there to save us. They helped us find a...
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Devin Baylis

"All Lines helped my family tremendously"

All Lines Insurance has helped my family tremendously. We were getting bullied by an insurance company, but All Lines Insurance was there to save us. They helped us find a new car insurance provider paying half the cost and more. Saving us a large lump sum of money. They are very responsive and even suggest more than one way to help. I highly recommended All Lines Insurance. Don’t wait up. Give them a call!
Devin Baylis

"lowest price for the best coverage""

Tiffany at All Lines Insurance was super quick (same day) to quote me up a home and auto bundled policy, and was even able to add my girlfriend to my ...
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Nick Anderson

"lowest price for the best coverage""

Tiffany at All Lines Insurance was super quick (same day) to quote me up a home and auto bundled policy, and was even able to add my girlfriend to my auto policy to save her hundreds compared to her previous insurance. She found the lowest price for the best coverage, thanks Tiffany!
Nick Anderson

"I would go nowhere else"

I have been with All Lines Insurance for about 25 years now and would go nowhere else. My agent, Randy, goes above and beyond the normal for being helpful. He's always available ...
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T.S.

"I would go nowhere else"

I have been with All Lines Insurance for about 25 years now and would go nowhere else. My agent, Randy, goes above and beyond the normal for being helpful. He's always available to answer my questions, no matter how trivial, and he even located me a home business insurance policy in the past when no other insurance company would! This is definitely the place to go.
T.S.

"I knew I could trust them right away"

Five Stars! What a pleasure it was working with Tiffany at All lines Insurance! She was so quick to response and help with all my needs and questions. ...
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Kayla Kilby

"I knew I could trust them right away"

Five Stars! What a pleasure it was working with Tiffany at All lines Insurance! She was so quick to response and help with all my needs and questions. I feel safe knowing im in there hands to help and I knew I could trust them right away! I am glad I had her on my team when buying my new house it made the process 100 times easier! Thanks again Tiffany!
Kayla Kilby

"Been with All Lines for 17 years"

Been with All Lines for 17 years so far. Never a problem! Always helpful and professional. From the front lines to the agents. Thank you All Lines!
Pauline Low

"Been with All Lines for 17 years"

Been with All Lines for 17 years so far. Never a problem! Always helpful and professional. From the front lines to the agents. Thank you All Lines!
Pauline Low

"We highly recommend All Lines Insurance"

Lori McCauley at All Lines Insurance does her research and always finds the best insurance that fits our particular needs. Knowing insurance as thoroughly as she does, Lori also asks the...
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C View

"We highly recommend All Lines Insurance"

Lori McCauley at All Lines Insurance does her research and always finds the best insurance that fits our particular needs. Knowing insurance as thoroughly as she does, Lori also asks the smartest questions that as a home owner we don’t necessarily think of. Her advice has been spot on! Lori always responds very quickly to emails or returns phone calls within a day. On the rare occasion that Lori may not be available one of her team members jumps right in…especially Kaitlyn who really helped us out one day. Devin McCauley is also very knowledgeable, helpful, and responsive when discussing insurance! Thank you All Lines Insurance for your wonderful friendly service. We highly recommend All Lines Insurance.
C View

"top-notch service"

Five stars! I don't typically write reviews unless I feel I've been provided top-notch service and want to share my experience. I've been with All Lines Insurance since I purchased my condo two years ...
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Ashley Adams

"top-notch service"

Five stars! I don't typically write reviews unless I feel I've been provided top-notch service and want to share my experience. I've been with All Lines Insurance since I purchased my condo two years ago and I couldn't be happier. Tiffany is an exceptional agent and communicator. She is always so quick to reply and get me the answers I need. In a world where good customer service is hard to find, I REALLY appreciate her time and attention to detail. Highly recommend her services.
Ashley Adams

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