Your Website Lets Users Post Content. Are You Ready for What That Costs You?

by Tom Moore | Apr 29, 2026 | Business Insurance, Auto Insurance, Commercial Insurance, Personal Insurance, Small Business Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 4/29/2026 Key Takeaway: User-generated content (UGC) liability is the legal risk a business takes on when it hosts content created by third parties — comments, reviews, forum...

How Additional Insured Endorsements Can Backfire

by Tom Moore | Mar 6, 2026 | Home Insurance, Business Insurance, Commercial Insurance, Small Business Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Additional insured endorsement risks arise when you extend your liability coverage to another person or organization. While common in contracts, these...

Insurance Liability Hidden Inside Client Master Service Agreements

by Tom Moore | Feb 25, 2026 | Small Business Insurance, Business Insurance, Commercial Insurance

Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Insurance liability in master service agreements can transfer financial risk to your business in ways your standard policy may not fully cover. Spokane...