by Tom Moore | Mar 13, 2026 | Small Business Insurance
Key takeaway: Insurance risks when using white-label services start the moment you sell someone else’s work under your own brand. If the client sees your name on the proposal, invoice, website, or deliverable, your business is often the first place blame lands when...
by Tom Moore | Mar 4, 2026 | Small Business Insurance
Key takeaway: Certificate of insurance requests are common in business contracts, but they can quietly increase your liability. A certificate itself does not change coverage, but the contractual requirements behind it often do. If you own a business in Spokane,...
by Tom Moore | Feb 25, 2026 | Small Business Insurance
Key takeaway: Insurance liability in master service agreements can transfer financial risk to your business in ways your standard policy may not fully cover. Spokane business owners, consultants, contractors, and service providers should review indemnification...
by Tom Moore | Feb 20, 2026 | Personal Insurance, Small Business Insurance
Key takeaway: When to separate personal and business insurance depends on whether your activities create business liability exposure. If you earn income, serve clients, use vehicles for work, or hold property in an LLC, your personal policy may not respond to a claim....
by Tom Moore | Feb 13, 2026 | Home Insurance, Small Business Insurance
Key takeaway: Short-term rental home insurance coverage is not automatic under a standard homeowners policy. Occasional rentals may be tolerated, but frequent Airbnb or VRBO activity can trigger exclusions, denied claims, or policy cancellation. Spokane homeowners...
by Tom Moore | Jan 24, 2025 | Personal Insurance, Auto Insurance, Home Insurance, Life Insurance, Small Business Insurance
In today’s fast-paced world, we’ve all grown used to instant gratification. Whether it’s same-day delivery or one-click services, speed is everything. But when it comes to your insurance, faster isn’t always better. While online quotes may seem like the quick and easy...
