by Tom Moore | Mar 13, 2026 | Small Business Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Insurance risks when using white-label services start the moment you sell someone else’s work under your own brand. If the client sees your name on the...
by Tom Moore | Mar 6, 2026 | Home Insurance, Business Insurance, Commercial Insurance, Small Business Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Additional insured endorsement risks arise when you extend your liability coverage to another person or organization. While common in contracts, these...
by Tom Moore | Mar 4, 2026 | Small Business Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Certificate of insurance requests are common in business contracts, but they can quietly increase your liability. A certificate itself does not change...
by Tom Moore | Feb 25, 2026 | Small Business Insurance, Business Insurance, Commercial Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Insurance liability in master service agreements can transfer financial risk to your business in ways your standard policy may not fully cover. Spokane...
by Tom Moore | Feb 20, 2026 | Personal Insurance, Small Business Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: When to separate personal and business insurance depends on whether your activities create business liability exposure. If you earn income, serve clients,...
by Tom Moore | Feb 13, 2026 | Home Insurance, Small Business Insurance
Reviewed by Tom Moore, Agency Partner, CA Agency Insurance License 6003355Last reviewed: 3/19/2026 Key takeaway: Short-term rental home insurance coverage is not automatic under a standard homeowners policy. Occasional rentals may be tolerated, but frequent Airbnb or...
